“The Government Is a Crappy Venture Capitalist”

(p. A13) Like the mythical monster Hydra–who grew two heads every time Hercules cut one off–President Obama, in both his State of the Union address and his new budget, has defiantly doubled down on his brand of industrial policy, the usually ill-advised attempt by governments to promote particular industries, companies and technologies at the expense of broad, evenhanded competition.
Despite his record of picking losers–witness the failed “clean energy” projects Solyndra, Ener1 and Beacon Power–Mr. Obama appears determined to continue pushing his brew of federal spending, regulations, mandates, special waivers, loan guarantees, subsidies and tax breaks for companies he deems worthy.
Favoring key constituencies with taxpayer money appeals to politicians, who can claim to be helping the overall economy, but it usually does far more harm than good. It crowds out valuable competing investment efforts financed by private investors, and it warps decisions by bureaucratic diktats susceptible to political cronyism. Former Obama adviser Larry Summers echoed most economists’ view when he warned the administration against federal loan guarantees to Solyndra, writing in a 2009 email that “the government is a crappy venture capitalist.”

For the full commentary, see:
MICHAEL J. BOSKIN. “OPINION; Washington’s Knack for Picking Losers; Former Obama adviser Larry Summers warned the administration against federal loan guarantees to Solyndra, writing in a 2009 email that ‘the government is a crappy venture capitalist’.” The Wall Street Journal (Weds., FEBRUARY 15, 2012): A13.

Economic Freedom and Growth Depend on Protecting the Right to Rise

(p. A19) Congressman Paul Ryan recently coined a smart phrase to describe the core concept of economic freedom: “The right to rise.”
Think about it. We talk about the right to free speech, the right to bear arms, the right to assembly. The right to rise doesn’t seem like something we should have to protect.
But we do. We have to make it easier for people to do the things that allow them to rise. We have to let them compete. We need to let people fight for business. We need to let people take risks. We need to let people fail. We need to let people suffer the consequences of bad decisions. And we need to let people enjoy the fruits of good decisions, even good luck.
That is what economic freedom looks like. Freedom to succeed as well as to fail, freedom to do something or nothing. . . .
. . .
But when it comes to economic freedom, we are less forgiving of the cycles of growth and loss, of trial and error, and of failure and success that are part of the realities of the marketplace and life itself.
. . .
. . . , we must choose between the straight line promised by the statists and the jagged line of economic freedom. The straight line of gradual and controlled growth is what the statists promise but can never deliver. The jagged line offers no guarantees but has a powerful record of delivering the most prosperity and the most opportunity to the most people. We cannot possibly know in advance what freedom promises for 312 million individuals. But unless we are willing to explore the jagged line of freedom, we will be stuck with the straight line. And the straight line, it turns out, is a flat line.

For the full commentary, see:
JEB BUSH. “OPINION; Capitalism and the Right to Rise; In freedom lies the risk of failure. But in statism lies the certainty of stagnation.” The Wall Street Journal (Mon., December 19, 2011): A19.
(Note: ellipses added.)

Euro Haiku

Welfare states’ debt due
Ratings downgrades, states default
Euro muddles through

Arthur Diamond

The haiku above was my entry in response to the haiku challenge in the Kauffman Foundation’s First Quarter 2012 survey “of top economics bloggers.” The haiku challenge was: “The euro is troubled, so what is its fate in 2012 and/or what should policymakers do?”

The results of the Q1 2012 survey can be found at: http://www.kauffman.org/uploadedFiles/econ_bloggers_outlook_q1_2012.pdf

How to Slow Down Creative Destruction

(p. 356) This catallaxy will not go smoothly, or without resistance. Natural and unnatural disasters will still happen. Governments will bail out big corporations and big bureaucracies, hand them special favours such as subsidies or carbon rations and regulate them in such a way as to create barriers to entry, slowing down creative destruction. Chiefs, priests, thieves, financiers, consultants and others will appear on all sides, feeding off the surplus (p. 357) generated by exchange and specialisation, diverting the life-blood of the catallaxy into their own reactionary lives. It happened in the past. Empires bought stability at the price of creating a parasitic court; monotheistic religions bought social cohesion at the price of a parasitic priestly class; nationalism bought power at the expense of a parasitic military; socialism bought equality at the price of a parasitic bureaucracy; capitalism bought efficiency at the price of parasitic financiers.

Source:
Ridley, Matt. The Rational Optimist: How Prosperity Evolves. New York: Harper, 2010.

“Just What Ailments Are Pylos Tablets Supposed to Alleviate?”

LinearBscript2012-01-14.jpg

“Professor Bennett’s work opened a window to deciphering tablets written in Linear B, a Bronze Age Aegean script.” Source of caption and photo: online version of the NYT obituary quoted and cited below.

(p. 22) Deciphering an ancient script is like cracking a secret code from the past, and the unraveling of Linear B is widely considered one of the most challenging archaeological decipherments of all time, if not the most challenging.
. . .
Linear B recorded the administrative workings of Mycenaean palatial centers on Crete and the Greek mainland 3,000 years ago: accounts of crops harvested, flocks tended, goods manufactured (including furniture, chariots and perfume), preparations for religious feasts and preparations for war.
It was deciphered at last in 1952, not by a scholar but by an obsessed amateur, a young English architect named Michael Ventris. The decipherment made him world famous before his death in an automobile accident in 1956.
As Mr. Ventris had acknowledged, he was deeply guided by Professor Bennett’s work, which helped impose much-needed order on the roiling mass of strange, ancient symbols.
In his seminal monograph “The Pylos Tablets” (1951), Professor Bennett published the first definitive list of the signs of Linear B. Compiling such a list is the essential first step in deciphering any unknown script, and it is no mean feat.
. . .
“We know how much Ventris admired Bennett, because he immediately adopted Bennett’s sign list of Linear B for his own work before the decipherment,” said Mr. Robinson, whose book “The Man Who Deciphered Linear B” (2002) is a biography of Mr. Ventris. “He openly said, ‘This is a wonderful piece of work.’ ”
. . .
As meticulous as Professor Bennett’s work was, it once engendered great confusion. In 1951, after he sent Mr. Ventris a copy of his monograph, a grateful Ventris went to the post office to pick it up. As Mr. Robinson’s biography recounts, a suspicious official, eyeing the package, asked him: “I see the contents are listed as Pylos Tablets. Now, just what ailments are pylos tablets supposed to alleviate?”

For the full obituary, see:
MARGALIT FOX. “Emmett L. Bennett Jr., Ancient Script Expert, Dies at 93.” The New York Times, First Section (Sun., January 1, 2012,): 22.
(Note: ellipses added.)
(Note: the online version of the obituary is dated December 31, 2011, and has the title: “Emmett L. Bennett Jr., Expert on Ancient Script, Dies at 93.”)

The book on the amateur, uncredentialed Ventris is:
Robinson, Andrew. The Man Who Deciphered Linear B: The Story of Michael Ventris. London, UK: Thames & Hudson, 2002.

BennettEmmettJr2012-01-14.jpg

“Emmett L. Bennett Jr.” Source of caption and photo: online version of the NYT obituary quoted and cited above.

Branson Advises Entrepreneurs: “Think of What Frustrates You”

BransonRichardCaricature2012-01-13.jpg

Source of caricature: online version of the WSJ interview quoted and cited below.

(p. A13) Governments have long dominated space, starting with the Soviet Union’s 1957 launch of Sputnik 1. The U.S. soon followed. “If they’d used just a small fraction of that money as prize money and given it to the best commercial companies, that money would’ve been far better spent,” Mr. Branson muses. “The $10 million [Ansari] X Prize very much sparked our move into space travel,” he notes, referring to the competition organized by entrepreneur Peter Diamandis and launched in 1996.

Mr. Branson had dreamed of exploring the final frontier for decades. “I think it just simply goes back to watching the moon landing on blurry black-and-white television when I was a teenager and thinking, one day I would go to the moon–and then realizing that governments are not interested in us individuals and creating products that enable us to go into space,” he says. In 1995, after making billions of dollars in the music and airline businesses, Mr. Branson registered a new company, Virgin Galactic (the name “sounded good”), at London’s Companies House. Then the company started searching for rocket scientists and the right technology.
Several years later, in July 2002, Virgin’s team traveled to California to check on American aerospace designer Burt Rutan’s progress on the Virgin Atlantic Global Flyer, a plane built “to circumnavigate the globe non-stop on a single tank of fuel,” according to Virgin’s website. Virgin discovered that Mr. Rutan intended to compete for the X Prize with SpaceShip One, the world’s first privately developed spacecraft, financed by Microsoft co-founder Paul Allen.
Mr. Branson quickly struck a deal: Virgin would license Mr. Rutan’s SpaceShip One technology from Mr. Allen if he won the competition. In 2004, Mr. Rutan did just that, and Virgin Galactic was off to the races.
. . .
So what advice does Mr. Branson have for aspiring entrepreneurs? “Think of what frustrates you–and if you’re frustrated by something and you feel ‘Dammit, if only people could do this better,’ then go try to do it better yourself. It can start off in a really small way . . . and you’ll be surprised: If you’re doing it better yourself, in whatever field it is, you’ll be filling a gap and you suddenly might start creating a business.”

For the full interview, see:
MARY KISSEL. “THE WEEKEND INTERVIEW with Richard Branson; Space: The Next Business Frontier; By next Christmas the airline mogul could be ferrying paying customers outside the atmosphere–and, later, to the bottom of the ocean.” The Wall Street Journal (Sat., December 17, 2011): A13.
(Note: ellipsis added.)

Indian Middle Class: “The State Is Preventing Me from Doing What I Want to Do”

NagParthoIndianEntrepreneur2011-11-14.jpg“Partho Nag, a childhood friend of Shubhrangshu Roy’s who lives in the same New Delhi suburb. Mr. Nag, who runs an IT service company out of his home, joined Mr. Roy and other friends as they volunteered at the Hazare protests. “We’ve been told since our childhoods, ‘Politics is bad, don’t get into politics,'” Mr. Nag said. “But the point is that somebody has to clean it up. We can’t just scold people.”” Source of caption and photo: online version of the NYT article quoted and cited below.

(p. 1) DWARKA, India — Shubhrangshu Barman Roy and his childhood friends are among the winners in India’s economic rise. They have earned graduate degrees, started small companies and settled into India’s expanding middle class. They sometimes take vacations together and meet for dinners or parties, maybe to celebrate a new baby or a new business deal.

Yet in August, Mr. Roy and his friends donned white Gandhi caps, boarded a Metro train in this fast-growing suburb of the Indian capital and rode into New Delhi like a band of revolutionaries to join the large anticorruption demonstrations led by the rural activist Anna Hazare. They waved Indian flags, distributed water to the crowds and vented their outrage at India’s political status quo.
“I could feel that people really wanted change,” Mr. Roy, 36, recalled proudly.
It may seem unlikely that middle-class Indians would crave change. They mostly live in rapidly growing cities and can afford cars, appliances and other conveniences that remain beyond the reach of most Indians. Theirs is the fastest growing demographic group in the country, and their buying power is expected to triple in the next 15 years, making India one of the most important consumer markets in the world.
But buying power is not political power, at least not yet in India. The wealthier India has become, the more politically disillusioned many of the beneficiaries have grown — an Indian paradox. The middle class has vast economic clout yet often remains politically marginalized in a huge democracy where the rural masses still dominate the outcome of elections and the tycoon class has the ear of politicians.
. . .
(p. 10) “This middle class is less about ‘what the state can do for me’ than ‘the state is preventing me from doing what I want to do,’ ” said Devesh Kapur, director of the Center for the Advanced Study of India at the University of Pennsylvania.
The Hazare movement rattled India’s political establishment because it offered a glimpse of what could happen if the middle class was mobilized across the country. Professionals and college students provided the organizational spine, and money, that brought hundreds of thousands of people of all backgrounds onto the streets in what many described as a political awakening.
. . .
Mr. Roy and his friends, including Mr. Nag, had grown up in New Delhi in the same government housing development. They were all the sons of government bureaucrats who would later offer similar advice: Get a government job.
“He always insisted,” Mr. Nag recalled of his father’s prodding. “But we had an idea that a government job was too lousy.”
They were teenagers in the early 1990s when Indian leaders embarked on the reforms that began dismantling the stifling licensing regulations that had choked the economy. Private enterprise, large and small, would steadily emerge as the engine of Indian growth and the delivery vehicle of growing aspirations. Mr. Nag would open a small IT service firm. Two other friends would start a textile trading company. Mr. Roy would earn graduate degrees and start a consulting firm.
. . .
On a recent afternoon, Mr. Roy pointed to a crude asphalt scar in the road where workers had installed an underground water connection. The scar extended along the road toward Mr. Roy’s house, only to abruptly turn left in the direction of another building.
“You see this?” he asked, angrily. “This is a connection that comes here, but it is illegal.”
For Mr. Roy, the scar in the street marks the corruption and collusion and the failure of the state to deliver on its end of India’s social contract. His family is supposed to get water from a legal connection for $4 a month. Except that water is unusable. For years, his father had paid a fee to fill large jugs from a private water tanker — until his father slipped while carrying one of them.
Mr. Roy then spent about $1,000 to build an underground water storage tank beside his home. Now, every week a tanker delivers a $30 shipment of water into the tank, while Mr. Roy also buys bottled water for drinking, bringing his monthly bill to about $160. Mr. Roy suspects that local officials, rather than correcting the situation, allow it to continue in exchange for kickbacks from the owners of the private water tankers. In the end, though, he pays.
These tales of petty graft proliferate across India, but especially in cities, analysts say, for the simple reason that cities now have more money.
McKinsey Global Institute, a consulting group, has estimated that India’s middle class could grow to nearly 600 million people by 2030. Today, nearly three-quarters of India’s gross domestic product comes from cities, where less than a third of India’s population lives, an imbalance that correlates with the divide between middle-class economic and political power.
“For politicians, the city has primarily become a site of extraction, and the countryside is predominantly a site of legitimacy and power,” Ashutosh Varshney, an India specialist at Brown University, wrote recently. “The countryside is where the vote is; the city is where the money is. Villages do have corruption, but the scale of corruption is vastly greater in cities.”

For the full story, see:
JIM YARDLEY. “INDIA’S WAY; Protests Help Awaken a Goliath in India.” The New York Times, First Section (Sun., October 30, 2011): 1 & 10.
(Note: ellipses added.)
(Note: the online version of the article is dated October 29, 2011 and has the title “INDIA’S WAY; Protests Awaken a Goliath in India.”)

Pedro de Verona Rodrigues Pires Wins Ibrahim Prize for Achievement in African Leadership

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“Pedro de Verona Rodrigues Pires” Source of caption and photo: online version of the NYT article quoted and cited below.

(p. A10) MONROVIA, Liberia — Pedro de Verona Rodrigues Pires, the former president of Cape Verde, the desertlike archipelago about 300 miles off the coast of West Africa, has won one of the world’s major prizes, the $5 million Ibrahim Prize for Achievement in African Leadership.

The record of governing in Africa has been poor enough lately that the Mo Ibrahim Foundation decided not to award the prize for the past two years. In many African countries, leaders have refused to leave office after losing elections, tried to alter constitutions to ensure their continued tenure or gone back on pledges not to run for re-election.
. . .
Mr. Pires served two terms — 10 years — as president until stepping down last month. During that period, the foundation noted, Cape Verde became only the second African nation to move up from the United Nations’ “least developed” category. The foundation says the prize is given only to a democratically elected president who has stayed “within the limits set by the country’s constitution, has left office in the last three years and has demonstrated excellence in office.”

For the full story, see:
ADAM NOSSITER. “Ex-President of Cape Verde Wins Good-Government Prize.” The New York Times (Tues., October 11, 2011): A10.
(Note: ellipsis added.)
(Note: the online version of the article is dated October 10, 2011.)

Few Banks Give S.B.A. Loans, They Take Two Years, and Have “Absolutely No Flexibility”

BlumenthalNeilEntrepreneur2011-11-14.jpg“Neil Blumenthal, one of the founders of Warby Parker, an online eyewear company, was invited to Washington in an initiative to encourage companies owned by members of the millennial generation.” Source of caption and photo: online version of the NYT article quoted and cited below.

(p. B7) Mr. Blumenthal, 31, one of the founders of Warby Parker, an online eyewear company that sells designer frames for less than $100, was among 150 young chief executives invited to Washington by Our Time, a youth advocacy group, . . .
. . .
The following is a condensed version of a recent conversation in which Mr. Blumenthal spoke, among other things, about what politicians don’t understand about business, . . .
. . .
Q. What was it like trying to get an S.B.A. loan?
A. Finding a bank that did S.B.A.-term loans was a challenge. We were surprised that they needed two years and that banks had absolutely no flexibility. Many of the loan officers said we had a reputable business that was cash-flow positive and we had the most sophisticated business plan they’d ever seen, but they can’t provide loans to people who don’t have two years of tax returns.
Q. Isn’t that a reasonable request when you’re talking about using taxpayer dollars to guarantee a loan to a private company?
A. I understand where the banks are coming from. It probably was necessary to implement hard and fast rules to stop the bleeding when the crisis hit, but they should be looking at the policies and thinking: Does this make sense now?
Q. Was the application process difficult?
A. We had to sign so many documents that my hand hurt after I was done. I had to pledge not to open a zoo, swimming pool or aquarium. It struck me as strange. Yes, it’s the bank’s duty to do due diligence, but this was just a silly restriction.
Q. But there was a happy ending, right?
A. Yes, after being turned down by 15 banks, it was a personal relationship that introduced us to a regional bank in New Jersey that gave us a $200,000 loan.
Q. What reasons did the 15 banks give for turning you down?
A. They didn’t have the authority to bypass the rule that you have to have two years of tax returns.
Q. Was your company profitable at the time?
A. Yes, we were profitable and we had a ton of traction. We had higher customer satisfaction scores than Zappos or Apple. A rational bank should have wanted to support us, even though we were a more risky bet than a company that had been around longer.
Q. What did the bank that lent you money do differently? Did it demand collateral?
A. We came through a personal relationship at a very high level at a regional bank in New Jersey that didn’t have the draconian guidelines because their management was empowered to make decisions. For the $200,000 S.B.A.-backed loan that we got, the bank wanted $100,000 in collateral in either cash or marketable products. The reason they wanted so much collateral was that if we default, the regional bank is not going to go through the process of getting the money from the S.B.A. because it’s so onerous.
. . .
Q. Are you involved in the political process?
A. We have never met with politicians. I don’t know the first thing about how to get heard. My suspicion is that it’s to donate a lot of money.
. . .
Q. What do you make of the economic turmoil we’ve been experiencing?
A. It highlights that it might be too much to ask Washington to help with entrepreneurship when they can’t even get the basics right, like maintaining a decent credit rating.

For more of the conversation, see:
HANNAH SELIGSON. “SMALL BUSINESS; Young Entrepreneur Sees Little Help In Washington.” The Wall Street Journal (Thurs., August 18, 2011): C12.
(Note: ellipses added.)
(Note: the online version of the article is dated August 17, 2011.)

The Kauffman Foundation’s Startup Act Would Encourage Entrepreneurs

The WSJ tells us the credentials of the authors of the following advice: “Mr. Muller is CEO of GenOn Energy. Mr. Zimpleman is president and CEO of the Principal Financial Group.”

(p. A15) In our view, there is no hope of giving consumers renewed confidence in America unless governments at all levels mount a vigorous effort to get rid of rules that discourage entrepreneurs from launching and growing new businesses.

The Kauffman Foundation recently proposed a way to do that with a set of ideas aptly called the Startup Act. Those ideas, which would cost the government virtually nothing, include:
• Letting in immigrant entrepreneurs who hire American workers.
• Reducing the cost of capital through capital gains tax relief for early stage investments.
• Reducing barriers to IPOs by allowing shareholders to opt out of Sarbanes-Oxley.
• Charging higher fees for patent applicants who want quick decisions to remove the backlog of applications at the Patent Office.
• Giving licensing freedom to academic entrepreneurs at universities to accelerate the commercialization of their ideas.
• Having the government provide data to permit rankings of startup friendliness of states and localities.
• Regular sunsets for regulations and a consistent policy of putting new ones in place only if their benefits exceed their costs.

For the full commentary, see:
EDWARD R. MULLER and LARRY ZIMPLEMAN. “OPINION; An Entrepreneurial Fix for the U.S. Economy; Several reforms can make it faster and easier for new business startups..” The Wall Street Journal (Mon., AUGUST 29, 2011): A15.

Federal Subsidies Create Few Green Jobs

(p. F2) . . . solar power, which makes extensive use of robots in fabricating the cells, and has no moving parts to service once it is up and running, may be an odd choice for job creation.
“It’s just not that labor-intensive,” said Howard Axelrod, an engineer and economist. And as for the jobs it creates, there may be a price elsewhere, Dr. Axelrod said.
. . .
Build enough solar plants and some coal plants will shut down; that would amount to firing Peter to hire Paul.
. . .
And, economists point out, some of the work that renewable energy creates goes to people who already have jobs — roofers who install the panels or truck drivers who move them around, or steel workers who make towers for new wind machines.
Some of the jobs could eventually go elsewhere. Two years ago, Evergreen Solar, which got $58 million in aid from Massachusetts for a factory in Devens, said it would shift production to China instead.
. . .
The debate is part of a larger discussion of what constitutes a “green” job. In October 2009, Congress gave the Bureau of Labor Statistics a special appropriation to count them.
. . .
“Driving a bus is driving a bus, right?” said Connie Mack, Republican of Florida. Hilda Solis, the secretary of labor, said they were “green buses.” But aides later clarified that the bureau counted any bus driving job as green because it preserved natural resources.
None of this suggests that green is bad, just that it is not particularly job-heavy. In December 2010, Susan Combs, the comptroller of Texas, reported that school districts in her state were giving tax abatements to lure new jobs, but had to give $1.6 million for every wind energy job. Manufacturing jobs could be created for $166,000 each.

For the full story, see:
MATTHEW L. WALD. “Solar Power Industry Falls Short of Hopes in Job Creation.” The New York Times (Weds., October 26, 2011): F2.
(Note: ellipses added.)
(Note: the online version of the article has the date October 25, 2011.)